---
description: Baril Home Lending is providing education for real estate agents and consumers about obtaining mortgages
---

[Borrowers](https://barilhomelending.com/blog/tag/borrowers)

 Jan 28, 2026 • [Ryan Baril | NMLS # 1485335](https://barilhomelending.com/blog/author/ryan-baril-nmls-1485335)

## VA IRRRL (Streamline Refinance) in Georgia & Florida: Costs + Rules

[Read More](https://barilhomelending.com/blog/va-irrrl-streamline-refinance-in-georgia-florida-costs-rules)

[Baril Home Lending Blog](https://barilhomelending.com/blog)

[ Categories ](https://barilhomelending.com/blog#)

- [Borrowers](https://barilhomelending.com/blog/tag/borrowers)
- [Real Estate Agent](https://barilhomelending.com/blog/tag/real-estate-agent)
- [Realtors](https://barilhomelending.com/blog/tag/realtors)

[May 21, 2025 •  9 min read

![](https://barilhomelending.com/hubfs/ChatGPT%20Image%20May%2021%2c%202025%2c%2011_38_56%20PM.png)

Borrowers, Realtors, Real Estate Agent

### The Self-Employed Borrower's Guide to Getting a Mortgage in North Georgia

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/the-self-employed-borrowers-guide-to-getting-a-mortgage-in-north-georgia)

[Mar 25, 2025 •  3 min read

![](https://barilhomelending.com/hubfs/Canva%20images/Credit%20Freeze%20Blog-1.jpg)

Borrowers

### When and How to Unfreeze Your Credit During the Mortgage Process

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/when-and-how-to-unfreeze-your-credit-during-the-mortgage-process)

[Mar 10, 2025 •  4 min read

![](https://barilhomelending.com/hubfs/AI-Generated%20Media/Images/The%20image%20features%20a%20modern%2c%20sleek%20home%20office%20setup.jpeg)

Borrowers

### Why Mortgage Calculators Are A Waste Of Your Time

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/why-mortgage-calculators-are-a-waste-of-your-time)

[Mar 09, 2025 •  6 min read

![](https://barilhomelending.com/hubfs/AI-Generated%20Media/Images/an%20image%20with%20mostly%20white%20tones%20of%20a%20home%20with%20a%20beautiful%20georgia%20landscape.jpeg)

Borrowers

### The Ultimate Guide for First-Time Homebuyers in North Georgia

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/the-ultimate-guide-for-first-time-homebuyers-in-north-georgia)

[Mar 05, 2025 •  2 min read

![](https://barilhomelending.com/hubfs/AI-Generated%20Media/Images/A%20beautiful%20blue%20sky.jpeg)

Borrowers, Realtors, Real Estate Agent

### Why Now Is the Best Time to Buy a Home in North Georgia, Despite Rates

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/why-now-is-the-best-time-to-buy-a-home-in-north-georgia-despite-rates)

[Feb 24, 2025 •  6 min read

![](https://barilhomelending.com/hubfs/AI-Generated%20Media/Images/A%20cozy%20home%20office%20is%20depicted%2c%20featuring%20a%20sleek%20wooden%20desk%20adorned%20with%20a%20laptop%2c%20a%20notepad%2c%20and%20a%20steaming%20cup%20of%20coffee.jpeg)

Borrowers

### First-Time Homebuyer Guide: Navigating Mortgages in North Georgia

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/first-time-homebuyer-guide-your-roadmap-to-homeownership-in-north-georgia)

[Feb 17, 2025 •  3 min read

![](https://barilhomelending.com/hubfs/AI-Generated%20Media/Images/a%20beautiful%20white%20home.jpeg)

Realtors, Real Estate Agent

### The Baril Promise: The Partner Realtors Deserve

By Ryan Baril | NMLS # 1485335

](https://barilhomelending.com/blog/the-baril-promise)

[All posts](https://barilhomelending.com/blog/all)

NMLS 2661343  
770-209-2773  
[ryan@barilhomelending.com](mailto:ryan@barilhomelending.com)

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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Baril Home Lending, LLC [www.nmlsconsumeraccess.org](http://www.nmlsconsumeraccess.org):  [NMLS #2661343.](https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2661343) 500 Oakleaf Way, Milton, GA 30004. 770-209-2773 or 407-474-7798. Equal Housing Opportunity. Licensed Mortgage Broker in Georgia and Florida. [Privacy Policy](https://barilhomelending.com/privacy-policy) 2025 All Rights Reserved.