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Your Trusted Partner in Home Financing

Buying a home is a big step—work with Ryan Baril for expert advice, personalized loan options, and a stress-free mortgage experience.

Why Choose Baril Home Lending?

As a small, family-owned mortgage brokerage, we are committed to making sure you feel valued and not like merely a number when securing your home loan with us.

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Options, We Have Them

We partner with some of the largest wholesale lenders in the industry, enabling us to provide you with the best loan product tailored to your specific needs.

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Never Be In The Dark

Our #1 commitment to our clients is to be in constant communication while your loan is in process, so you never wonder where you stand. At the very least, you will hear from us every Friday. With your permission, we can also update other parties to the transaction, like your Real Estate Agent.

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Education First

We take our job as your home financing advisor very seriously. Whether you are a first time home buyer or a seasoned investor, we will take the time to ensure you fully understand the loan process, your options and what comes next.

Meet Ryan

Ryan Baril is the Founder of Baril Home Lending and is excited to work together with you on your home financing needs.

Ryan Baril, founder of Baril Home Lending, North Georgia mortgage broker providing personalized home financing services.

Ryan Baril

Broker/Owner NMLS 1485335

Why do people love working with Ryan?

Helped us no matter what
I would recommend Ryan Baril to anyone looking to buy a home or refinance, especially a first-time home buyer! He has a wealth of knowledge and answered all of our questions thoroughly and transparently in a timely manner. His insight greatly helped ease any of our concerns about buying our first home. We were unfortunately unable to utilize Ryan for our mortgage because we purchased new construction and had to work with the builder's lender, but Ryan will be our first call if we ever decide to refinance in the future!

Kyle J

First-Time Home Buyer
The Best Experience
There aren’t enough positive things I can say about my experience of working with Ryan! He was so helpful and made the process so easy. Anytime we had questions Ryan immediately would answer with an explanation. One of the many wonderful things Ryan does is at each step he sends a video explaining the documents and what is happening and where you are in the process. He is so down to earth and so kind by sending us a beautiful orchid to congratulate us on the day we got married. Lastly, he is very hard working to get you the best rate possible!

Lydia C

Great
Ryan was very helpful during our home buying process and made sure to guide us through every step of the process. He was professional, courteous, and very available - which was great for us as first time home buyers. He helped us get great rates and we had a great experience with Ryan overall.

Jimmy K.

First-Time Homebuyer
Excellent Experience
I cannot thank Ryan enough for helping obtain a mortgage for my first home. They went above and beyond to get me approved and were always available to answer my questions. I highly recommend him to my family, friends, and anyone who needs home financing. They are truly the best!

Kyle H

First-Time Home Buyer
Reliable and Flexible Financier
My wife and I had a great experience working with Ryan. Right away I felt at ease as the entire team is incredibly personal and make you feel like a part of the family. When I explained my financing needs, Ryan did a great job educating me on all the possible options and running quotes for various types of loans so that I was at peace making the best choice. I intend to go back to Ryan for any other property purchases and would highly recommend him to anyone searching for a trustworthy agent who will work with you throughout the entire process!

Andrew N

First-Time Home Buyer
Great Experience!
Ryan Baril is extremely knowledgeable and helpful. This process can be overwhelming and confusing but he really took time to explain things and help make the process less stressful. I would never go anywhere else! The team is like family.

Sara P

Self Employed
Very Responsive!
Ryan worked with my family in initially educating us on the loan process. During preapproval, he walked us through each step of approval process and how closing costs and other fees are determined. We were first time homebuyers and buying through the pandemic -- a very complicated process that involved much more paperwork and verification than typical. Ryan's underwriting prepared our application, got us approved, and locked us into a very competitive rate. From start to finish, Ryan was incredibly knowledgable, helpful, and communicative. Couldn't have asked for better support through the process!

Spencer P

First-Time Home Buyer

Don't Miss The Next Rate Drop

Whether you did your current loan with us or not, we're happy to keep our eyes on interest rates for you. Simply submit the form below and we'll add you to our database. When rates get to a point where you should consider refinancing, we'll reach out.