Mortgage brokers work with multiple lenders, giving you access to a wide range of loan products tailored to your unique needs.
Unlike banks or direct lenders that offer only their own products, brokers compare options across the market to find the best fit for your financial situation. Many of these lenders are "wholesale only" and you cannot get a loan from them without a broker like Baril Home Lending.
Whether you’re looking for competitive rates, specific loan types, or flexible terms, brokers ensure you have choices.
By shopping around with various lenders, brokers can secure highly competitive interest rates for your mortgage.
Brokers leverage their relationships with lenders to get you the best deal possible. This can save you thousands over the life of your loan compared to going directly to a bank or online lender.
Additionally, Baril Home Lending is a small operation. We don't have 3 layers of management that need to be paid on every transaction, and we pass that savings directly to you.
A mortgage broker provides personalized service from start to finish, guiding you through the entire loan process.
At Baril Home Lending, we take the time to understand your financial goals, answer your questions, and simplify complex terms. Unlike large institutions, we are focused on your individual needs, making the experience smoother and less stressful.
One of the biggest advantages of working with a mortgage broker like Baril Home Lending is flexibility. We have access to multiple lenders and can choose the one best suited to your timeline. If a lender is experiencing delays, a broker can pivot to another with quicker turn times to keep your loan on track.
In contrast, working with a direct lender or bank means you're stuck with their process, even if it slows down. Brokers prioritize efficiency, handling the paperwork and lender coordination to ensure your loan closes as quickly as possible—especially critical in today’s competitive housing market.
Mortgage brokers work for you, not the lender. At Baril Home Lending, our job is to represent your best interests, providing honest advice and unbiased recommendations.
Unlike bank loan officers, who are tied to their institution’s products, we prioritize finding the right loan for your needs—because your success is our priority.
With the majority of our business coming from referrals, your best interest is also our best interest.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Baril Home Lending, LLC www.nmlsconsumeraccess.org: NMLS #2661343. 500 Oakleaf Way, Milton, GA 30004. 770-209-2773 or 407-474-7798. Equal Housing Opportunity. Privacy Policy 2025 All Rights Reserved.
